Commercial Auto Insurance
for New Jersey Businesses
Work trucks, service vans, delivery fleets, company cars. We shop multiple A-rated carriers to find the right coverage at the right price — for NJ businesses, by a NJ agency based on Route 31 in Flemington.
Built for the trucks that do the work in New Jersey.
We don't write personal auto on the side. We write business vehicles every day — the same trucks you see on Route 22, Route 78, and the Turnpike at 6am.
Plumbers, electricians, HVAC, roofers, GCs, carpenters, painters, landscapers. The crews keeping NJ running.
Cleaning, pest control, pool service, appliance repair, mobile detailing — vehicles that show up at customer sites all day.
Food delivery, beverage, vending, laundry, medical supply, last-mile parcel. In-state work, not long haul.
Sales rep cars, mobile techs, company vehicles for any small or mid-sized NJ business that puts people on the road.
Garage liability and garagekeepers for shops working on customer vehicles. Dealerships, body shops, detailers.
Locksmiths, glass, restoration, mobile services, small specialty operators that don't fit the standard mold.
Eight coverages. One policy, built for your operation.
Commercial auto isn't one product. It's a stack of coverages assembled to match how your business actually uses its vehicles.
Three steps. No theatrics.
Most policies bind same-day or next-day. We don't slow-walk certificates and we don't ghost you when something changes.
Tell us about your operation
Drop your dec pages on the quote page — or call and we'll take the details. Whatever paperwork you already have is enough to start.
We shop multiple carriers
We compare quotes across our A-rated panel to find the right coverage at the best price for your specific risk — not a one-size template.
You get covered
Most policies bind same-day or next-day. Certificates of insurance issued immediately when a GC, landlord, or vendor asks.
From the Delaware Water Gap
to Cape May.
We work all 21 NJ counties from our Flemington office. Heavier presence in the home-court counties — Hunterdon, Somerset, Morris — and growing across Route 78, Route 287, and the GSP.
What NJ business owners actually ask us.
Is commercial auto insurance required in New Jersey?
What's the difference between commercial and personal auto?
Do I need higher limits than the NJ minimum?
How fast can I get a certificate of insurance?
My carrier non-renewed me — can you help?
Do you handle long-haul trucking?
Get a free NJ commercial auto quote today.
Send the dec pages you already have — we read them and come back with options. No seven-step form, no obligation, no pressure.
- Most quotes back within 1 business day
- One upload covers it — no multi-step form
- Quoted across the carriers we represent
Send your dec pages
Your current declarations pages are the fastest path to an accurate quote. Drop them on the quote page — that's the whole intake.
Drop your documents PDF, JPG, PNG or HEIC — as many as you like- Dec pages or current policy
- Loss runs, if you have them
- Driver and vehicle roster